Credit Karma is a free financial app, which helps users understand and manage their credit better. The application counts more than 40 million users from all over the world. Whether you want to find property for renting, get a loan, or apply for a mortgage, credit scores matter because they are an inevitable part of some of the main aspects of your life.
Using the Credit Karma app, you can view your credit scores as well as compare them to the national average. The application also enables you to check Equifax and TransUnion reports – both for absolutely free. Credit reports provide you with access to debt utilization, payment history, credit inquiries, derogatory remarks, and other information. Since your credit reports are updated on a weekly basis, you can easily monitor them for any errors or changes. Making sure credit reports are accurate is very important; even the slightest error could greatly affect your credit report. In addition to all of the above, you can browse through personalized credit recommendations relevant to your profile.
Credit Karma allows you to file for state and federal tax returns, providing essential assistance, including live chat, along the way. You can also search through state databases for money in your name, waiting to be claimed. Another awesome perk of the app is that it helps you prevent ID theft. Credit Karma will immediately notify you if your personal information has been compromised due to a data breach, offering further guidance. Finally, the application comes with a simple, clean interface, which makes it easy to navigate.
Credit Karma is a must-have app when it comes to finances. It is packed with multiple helpful features, which you can enjoy for absolutely free. The application is supported by both Android and iOS mobile devices.